What homes really cost in 25 big U.S. counties
All-in monthly cost of a median-priced home, built on U.S. Census Bureau data (ACS 2024 1-year) and this week’s average mortgage rate. Sorted from priciest to most affordable.
| County | Median value | Eff. tax rate | Median rent | All-in / month* |
|---|---|---|---|---|
| Santa Clara County, CA San Jose area | $1,555,600 | 0.64%+ | $2,841 | $12,918 |
| Orange County, CA Anaheim & Irvine area | $1,037,200 | 0.62% | $2,483 | $8,754 |
| San Diego County, CA San Diego area | $914,700 | 0.65% | $2,336 | $7,799 |
| King County, WA Seattle area | $885,200 | 0.82% | $2,110 | $7,689 |
| Los Angeles County, CA Los Angeles area | $866,500 | 0.68% | $2,003 | $7,435 |
| Denver County, CO Denver area | $636,400 | 0.48% | $1,870 | $5,481 |
| Riverside County, CA Riverside area | $601,600 | 0.75% | $2,053 | $5,342 |
| Travis County, TX Austin area | $545,700 | 1.34% | $1,789 | $5,158 |
| Salt Lake County, UT Salt Lake City area | $583,600 | 0.51% | $1,666 | $5,080 |
| Miami-Dade County, FL Miami area | $547,200 | 0.76% | $2,050 | $4,907 |
| Fulton County, GA Atlanta area | $503,000 | 0.86% | $1,810 | $4,591 |
| Broward County, FL Fort Lauderdale area | $471,900 | 0.94% | $2,106 | $4,368 |
| Maricopa County, AZ Phoenix area | $482,800 | 0.40% | $1,820 | $4,240 |
| Mecklenburg County, NC Charlotte area | $457,200 | 0.68% | $1,730 | $4,147 |
| Clark County, NV Las Vegas area | $451,000 | 0.48% | $1,739 | $4,022 |
| Hillsborough County, FL Tampa area | $420,000 | 0.82% | $1,807 | $3,898 |
| Hennepin County, MN Minneapolis area | $396,100 | 1.17% | $1,512 | $3,818 |
| Tarrant County, TX Fort Worth area | $351,900 | 1.47% | $1,669 | $3,533 |
| Cook County, IL Chicago area | $335,800 | 1.89% | $1,475 | $3,511 |
| Dallas County, TX Dallas area | $330,500 | 1.41% | $1,668 | $3,331 |
| Franklin County, OH Columbus area | $315,100 | 1.40% | $1,386 | $3,195 |
| Harris County, TX Houston area | $301,700 | 1.46% | $1,444 | $3,094 |
| Bexar County, TX San Antonio area | $284,400 | 1.54% | $1,409 | $2,963 |
| Philadelphia County, PA Philadelphia area | $253,600 | 0.83% | $1,500 | $2,544 |
| Wayne County, MI Detroit area | $194,800 | 1.51% | $1,171 | $2,174 |
| United States | $360,600 | 0.89% | $1,487 | $3,435 |
*10% down, 7.32% 30-yr fixed (Freddie Mac, October 22, 2026), plus our assumptions for insurance ($2,400/yr), PMI (0.6%), maintenance (1%/yr), plus utilities of $275/mo (national Census ACS 2024 PUMS median for owners). Effective tax rate = median taxes paid ÷ median value; “+” marks a lower bound where Census top-codes taxes at $10,000+. Source: U.S. Census Bureau, ACS 2024 1-year (B25077, B25103, B25064).
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